The Tree Missed Your House. Your Policy Probably Missed It Too.

After Hurricane Isaias came through the Panhandle, the Pensacola News Journal told a story that played out on street after street. A big tree comes down in the yard. It misses the house. It misses the fence, the car, everything. The homeowner is relieved for about an hour, and then the quotes start coming in, […]

A Letter of Protection Is a Loan Against Your Case, Not a Gift

Somewhere around week three after a crash, the math stops working. Personal Injury Protection, the no fault coverage on your own auto policy that everyone calls PIP, is running out. The health insurance card in your wallet comes with a deductible you were not planning on, or you do not have health insurance at all. […]

A Citizens Takeout Letter Is Not Junk Mail

Somewhere in Florida this week, a homeowner is going to pull a thick envelope out of the mailbox, see the name of an insurance company they have never heard of on the front, and set it on the counter with the pizza coupons. A week later it is buried under a grocery list. A month […]